For Parents

Since your child arrived, you think of everything. Even what happens without you.

Having a child changes what planning means. It's no longer just about you — it's about someone knowing exactly who steps in, where the money is, and what you wanted to say to your child. Erbnis keeps all of it in one calm, organised place, for the day it matters.

Three moments no one likes to think about

But these are exactly the moments where a little preparation makes the biggest difference.

01

The guardianship wishes nobody knows about

You've written down who should look after your child if something happens to both of you. That document exists somewhere — but does the person you trust know where? Does the family court know it exists?

02

The life insurance policy nobody finds

You took out a policy years ago, for exactly this situation. If nobody knows about it, it sometimes goes unclaimed — the very money that was meant for your child.

03

The letter to your child

A few lines you've meant to write for a while. Nothing legal, nothing urgent — just something your child should hear from you one day, in your own words.

What belongs inside

What your partner would actually need on day one

Not all of this is legally binding. But all of it saves time, stress and uncertainty when it matters most.

  • Guardianship & trusted people

    Where the guardianship document is kept, who is named as guardian, and who you'd want informed.

  • Insurance & contracts

    Life insurance, income protection, savings plans for your child — with provider, policy number and contact.

  • Accounts & finances

    Current accounts, savings accounts, children's savings plans, and where the access details are kept so nothing gets forgotten.

  • Digital memories

    Photos, videos and messages your child should see one day — along with access to cloud storage and social media.

  • Personal words

    The letter to your child, wishes for how they're raised, things that matter to you that nobody else would pass on.

Legally binding and practically important are two different things

A will and guardianship wishes are legally binding documents. In Germany, a will is only valid if it's entirely handwritten and signed under § 2247 BGB, or notarised — no digital service changes that, Erbnis included.

What Erbnis takes care of instead is the practical side: recording where those documents are kept, which insurance policies and accounts exist, and what your family needs to know on day one. Together — the legally valid document and the practical knowledge around it — that's what real planning for your child looks like.

After the birth, we finally talked properly about guardianship wishes. Erbnis became the place where we gathered everything that had only ever lived in our heads.
Illustrative example, not a real customer quoteIllustrative example, not a real customer quote.

Frequently asked questions

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Pricing

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Annual

Free

€0 / forever

Vault, interview, one trusted person. Everything to begin.

  • Guided interview
  • Vault with up to 20 items
  • 1 trusted person
  • Copy of your will
  • Checklist

Personal

Recommended

€49 / per year

Unlimited items, multiple trusted people, time-delayed release.

  • Everything in Free
  • Unlimited items
  • Unlimited trusted people
  • All three release modes incl. time-delayed release
  • File attachments & templates
  • Liveness check

Family

€89 / per year

Up to 5 vaults, shared management, preferred support.

  • Up to 5 linked profiles
  • Shared manager view
  • Preferred support

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