For Crypto Holders

Your seed phrase deserves better than a will

With bitcoin and other self-custody assets, there's no password reset, no support hotline, no probate certificate that helps. If nobody knows the seed phrase, the funds are gone for good. Erbnis makes sure the right person gets it when it matters — and no one gets it a moment before.

Three quiet ways crypto gets lost

None of them require a hack. It's enough that nobody finds out in time where the keys are.

01

The metal backup in the safe

The seed phrase is engraved on fireproof steel, tucked away so well that no one but you knows the safe holds anything important. After you're gone, it just stays shut.

02

The line in the will

Out of caution, the phrase ends up in the will anyway. That document gets read by the probate court and can be seen by several people during the process — including some who were never meant to inherit anything.

03

The hardware wallet with no context

A Ledger or Trezor sits in a drawer. Nobody knows it exists, what the PIN is, or roughly how much it holds. The device quietly becomes the most valuable undiscovered object in the house.

What belongs inside

What you can store in Erbnis

Everything around your crypto plan — kept cleanly separate from anything visible while you're alive.

  • An overview of your wallets and exchanges

    Which exchange, which hardware wallet, which software wallet — without exposing the secret keys themselves.

  • Where the seed phrase physically lives

    A pointer to the location (safe deposit box, home safe, steel plate), not the words themselves — those stay separately secured.

  • Login details for custodial exchanges

    For accounts at Kraken, Coinbase or similar, so heirs can start the official support process, much like with a bank.

  • Instructions for multisig or Shamir shares

    Who holds which share and how many need to come together before a wallet can be restored.

  • Context for your trusted person

    A short explanation of what exists and roughly at what scale — so nobody has to search without knowing what for.

Why a will is the wrong place for a secret

A will is a legal document, not a vault. It's held by the probate court and becomes readable during the inheritance process — by heirs, sometimes by other parties too. Writing a seed phrase into it means potentially exposing it long before anyone is legally entitled to use it. Erbnis doesn't replace a will (in Germany, § 2247 BGB still requires a handwritten or notarial will) — but it is the right place for anything that needs to stay secret until it's actually needed.

The real problem with crypto succession planning is trust: who do you hand something to that becomes instantly usable the moment it's in their hands? Erbnis doesn't solve that with a promise, it solves it with structure. Nothing is released while you keep checking in. Only after a defined period with no sign of life, and after further verification, does anything reach the person you named — time-delayed, conditional, never on demand.

DIY versus a managed plan: an honest comparison

Metal backup in a safe

Resistant to fire and water, but a one-person secret. If you die without anyone knowing what the safe holds, the whole effort was wasted.

Shamir split among relatives

Spreads the risk across several people, but demands coordination: every share has to stay findable, and everyone involved needs to know how to bring them together.

Multisig wallet

Technically elegant, but demanding: a co-signer needs real technical understanding and has to stay reachable indefinitely.

Where does Erbnis stand honestly on this? We encrypt your data at rest — it's never stored as plain text on our servers. A zero-knowledge approach, where even Erbnis couldn't technically read your content, is not part of the product. For many people, combining time-delayed release with encryption is already a huge step up from having no plan at all — for very large holdings, an additional split like Shamir or multisig can still be worthwhile.

I ran through in my head who I'd hand the seed phrase to, and realised I didn't want to give anyone instant, usable control over my entire savings while I'm still alive.
Example voice of a crypto holderIllustrative example, not a real customer quote.

Common questions from crypto holders

Related reading

Pricing

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€0 / forever

Vault, interview, one trusted person. Everything to begin.

  • Guided interview
  • Vault with up to 20 items
  • 1 trusted person
  • Copy of your will
  • Checklist

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Recommended

€49 / per year

Unlimited items, multiple trusted people, time-delayed release.

  • Everything in Free
  • Unlimited items
  • Unlimited trusted people
  • All three release modes incl. time-delayed release
  • File attachments & templates
  • Liveness check

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€89 / per year

Up to 5 vaults, shared management, preferred support.

  • Up to 5 linked profiles
  • Shared manager view
  • Preferred support

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